State Farm® Insurance Agent Joseph DeWaard
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What our customers say about us...
Vince Rhodes
September 24, 2026
"I've had positive experiences working with this insurance agency. I have auto and renters insurance with State Farm. Recently I had a 30 min check in with James who was able to help me fine tune my policies and update some outdated information. I really appreciated the honest input during the check in. Now my policies are better serving me!"
Matt
September 18, 2026
"Longtime customer here — eight policies, over $10,000 a year in premiums, several years with this office. When I signed up, they did help me find the right policies. I have not asked for much since then, and I had no reason to complain until I actually had a claim.
I have two open claims with State Farm, one auto and one homeowners. Both have been difficult. The main problem was that I could not get through to anyone in the Claims department who could actually help — long holds, or someone who could only read notes off a screen. I could not get to the adjuster. That is what I needed this office for: help reaching the people who could do something. They tried. Trying is not the same as producing a result. Nothing this office did actually resolved any of my issues.
I understand local agents do not adjudicate claims. That is not my complaint. My complaint is that when a customer paying five figures a year hits that wall, this is the moment I needed the local office, and I did not get effective help.
On the auto claim, the body shop could not get anyone at State Farm to discuss the damages in a reasonable amount of time. They had already taken the old lift gate off and could not leave the vehicle sitting open in the rain, so they documented everything and completed the repairs the standard way an insurance company would typically accept. They gave me daily updates the whole time — that they could not reach State Farm, that they were proceeding with the work, and that a billing dispute was possible. There was no surprise when that dispute then happened. They did everything they could. They have a business to run and cannot wait indefinitely for State Farm to respond. I was without a vehicle for a long stretch because of that dispute.
I did speak with Joseph, the agent here. That only happened several weeks after I first contacted his office. The first few times I called and asked for him, staff told me he does not take phone calls. I asked whether he could help with my claim and was told he has no more authority than anyone else in the office and gets “overwritten by what claims does.” I had to email him directly to get a conversation.
Anytime the Claims department reached out and I missed the call, I got back to them the same day during business hours.
If you are only buying a policy, this office can help you get set up. If you are counting on the local agent when you cannot get Claims on the phone, that is not what I got."
"Matthew, we are extremely disappointed by this review because it does not accurately reflect the extensive assistance you received from our local agency throughout both of these claims.
To be clear for anyone reading this review: our office assisted Matthew every time he contacted us regarding his claims, despite claim handling and settlement decisions being managed by State Farm’s Claims Department, not by local agents. Our team repeatedly went beyond the normal scope of a local agency to help facilitate communication, answer questions, and advocate where we could.
Regarding the homeowners claim, our office requested follow-up from Claims and worked to help move communication forward. Unfortunately, there were also multiple attempts by the Claims Department to contact Matthew that were missed, which contributed to delays in communication and action. It is therefore unfair to characterize the situation as our office simply telling him he was “on his own.”
The auto claim is even more concerning to see attributed to our agency. The dispute involved the repair facility performing and/or charging for work beyond what had been approved by State Farm. When Matthew attempted to retrieve his vehicle, the repair facility required payment of additional charges that State Farm had not approved.
Rather than telling Matthew there was nothing we could do, I personally became involved. I spoke directly with the repair facility and spent considerable time working through the dispute in an effort to have those additional charges removed. This was not something our local agency was obligated or authorized to adjudicate, but we stepped in because we wanted to help our customer resolve the situation.
It is also misleading to suggest that I refused to speak with Matthew. Like many business owners, I have a team specifically trained to assist customers and handle day-to-day service requests. When the situation required my involvement, Matthew contacted me directly, we spoke, and I personally worked to assist him.
There is an important distinction between a local State Farm agency, State Farm Claims, and an independently operated repair facility. Our agency does not determine claim payments, approve repair estimates, control claim adjusters, or dictate what an independent body shop charges. Holding our local team responsible for decisions made by other parties is neither accurate nor fair.
We take criticism seriously when we fall short. We take inaccurate criticism just as seriously when our team has spent significant time going above and beyond to help.
Our team has worked hard to support Matthew for years, including throughout these claims, and I stand behind the effort my staff and I made on his behalf. We have asked Matthew to reconsider and remove this review because it does not fairly represent the service or assistance our local agency provided.
We remain committed to advocating for our customers whenever we reasonably can, including when that means helping navigate situations outside the direct control of our office."
Peter DiOrio
September 1, 2026
"James is friendly, attentive, and not pushy. I appreciate his candor."
"Thanks so much for the 5 star review, Peter! We really appreciate your kind words. Thanks for trusting us with your insurance needs all these years! "
Joey Kotkins
August 18, 2026
"Great supportive team."
"Thank you so much for the 5 star review! We truly appreciate your support and are grateful for the opportunity to help with your insurance needs."
Lisza Darling
August 18, 2026
"Joseph and Rose are fantastic! I moved up to Seattle from Los Angeles in April 2025 and had contacted them before my arrival to get my car and renter's insurance set up. They made the process so easy, were incredibly helpful and friendly, and quickly set up my needed insurance seamlessly. I have had nothing but great service from them along the way. I highly recommend State Farm through Joseph and Rose!"
"Lisza, thank you so much for taking time to leave us such a glowing review! We appreciate your business and look forward to helping with your insurance needs. "
Bjorn Whitelaw
August 6, 2026
"Worked with Joseph a few times now, great communication, and super friendly! Will definitely continue to work with him going forward and would recommend him to anyone!"
"Bjorn, thank you for your review. We truly appreciate it! "
Matthew Grover
July 17, 2026
"Couldn't be more pleased with the efficiency of our appt. James Z. was able to effectively streamline our coverage and reduce our out-of-pocket costs. He was well-prepared and easily answered our questions. Highly recommend."
"Thank you so much for your 5 star review! We truly appreciate your support and grateful you chose our State Farm office. We appreciate the great feedback on James and we look forward to being here when you need help again! "
Michael
May 13, 2026
"Loved working with James. Very knowledgeable and helpful.
Easy to work with.."
"Hi Michael, thank you for leaving such great feedback regarding James! We appreciate your business and please let us know if we can be of any help. "
Maria Vang
April 13, 2026
"Been with Joseph for a few years now and they've been great to deal with whenever I need to make any changes or have issues"
"Maria, thank you for taking time to leave such a nice review! We appreciate your business and look forward to helping you with anything else in the future. "
Tracy Mejia
February 26, 2026
"I am satisfied with my experience with this location! Rose has been very helpful each time I reach out to her. She is kind and efficient."
"Tracy, thank you for such a wonderful review for Rose! We appreciate you and here if you ever need anything!"
Isabella Coleman
January 27, 2026
"James has been incredibly helpful and knowledgeable when assisting me with managing my policies. Initially, I honestly wasn't sure if I needed life insurance, but he took the time to really explain the benefits in a way that made sense for my situation. He was incredibly kind and encouraging throughout the whole process, never pushy, just genuinely helpful. Plus, the entire process was so much easier than I expected. Thankful to have had his help!"
"Isabella, thank you so much for this review! Please let us know if you ever need anything at all! "
Chad Elliot
January 27, 2026
"Very frustrating to deal with and hard to get clear answers. Lots of jumping through hoops for simple things. Bizarre rules about what they do and don't cover. Even simple things like getting off of their promotions mailing list was too difficult. Not recommended."
"We’re sorry to hear you felt frustrated, but we do want to clarify a few things for accuracy. Our policies and coverage guidelines are clearly outlined and are applied consistently to every customer. They’re in place to ensure fairness and transparency, not to create unnecessary hurdles.
Regarding promotional emails, every message includes a standard unsubscribe option that removes recipients immediately once selected. We’re always happy to assist if someone reaches out directly for help with that.
We strive to provide clear answers and straightforward service, and we’re always willing to explain our policies when questions come up. While we understand not every service is the right fit for everyone, we stand by the processes that help us serve customers reliably and consistently."
Ruomeng Xu
January 27, 2026
"Rose is super nice and responsive."
"Ruomeng, thank you for your review! We appreciate you giving such positive feedback on Rose’s performance! "
Ethan Kallett
January 26, 2026
"Good service, good price policies"
"Ethan, thank you for leaving us a great review! We appreciate your business and do not hesitate to reach out, if you need anything! "
kathleen louise kimball
January 21, 2026
"Agent researched and shared reasons for increase and was very helpful in managing payment! Thanks"
"Kathy, thank you for the great review! We look forward to helping you out again in the future! "
Kristin H
January 20, 2026
"I called 1/12 to move my 1/17 payment to 1/24 since I got a new job and new pay schedule. I spoke to James. Who didn't do his job.
They charged me on 1/17 anyway and overdrafted my account. Called their corp customer service and was told "Refund in 24 hours". Then local rep James said 2 days. It's been 4 days and no refund and my account is still overdrafted from their failure. Now I have an email while I'm at work "login to pick what kind of refund you want" I have to wait until I'm using my laptop after work to tell them to just refund the card they used. I asked the local office to fix it and just refund my card "their system doesn't allow it"
So I would advise others to never sign up for auto pay or to trust that James can do his job.
I'm not interested in a response to this, you've already done damage to my account. I'm warning others of this negligence."
"Hi Kristin, we feel your frustration too and have been working the problem for several days as best we can. The auto pay system pulled your payment on the payment original date and we made a request to have that delayed for you. Currently we are working with our technical team to see why our request was not processed by the system. We hope to get you more information on that. For now, the final step is to choose your refund, either to your card or by check. Please let us know if there’s any issues completing that. We are very sorry for the experience you had with the auto pay and we appreciate your patience and feedback regarding this matter."
Stefano
November 25, 2025
"Great service , Rose is the best ."
"Hi Stefano, thank you for your great review! We appreciate your feedback. Let us know if you need anything at all! "
Wes Shiekh
November 24, 2025
"Always help a lot with all my home & auto needs, thanks Rose..!"
"Hi Wes, thank you so much for the review! Please let us know if we can help with anything at all! "
Kamsi Oramasionwu
November 11, 2025
"Competitive price and helpful customer service!"
"Hi Kamsi, thank you for trusting us with your insurance needs. Let us know if you need anything at all!"
Emily M
September 4, 2025
"I had an excellent experience working with Rose from Statefarm. She was patient, professional, and extremely knowledgeable. I truly appreciated the thoughtful advice and recommendations she provided for both my home and auto insurance. She took the time to carefully walk me through my quote, making sure I understood every detail. Rose was also quick to respond and highly communicative throughout the process, which made everything seamless. By switching my insurance over to the new plan she recommended, I was able to get a great price on my coverage—and I’m very glad I made the switch!"
"Hi Emily, thank you for taking the time to leave such a kind review for our State Farm office! We truly appreciate your thoughtful words and look forward to helping you more in the future! "
Robert Shearer
August 1, 2025
"Jin has been incredibly helpful in addressing my questions and clearly explaining the process to ensure I received the best possible rates. Even when technical issues arose, he remained professional and composed, which has reinforced my confidence in working with State Farm."
"Thank you so much for your kind words! We're thrilled to hear that Jin provided clear explanations and exceptional support throughout the process. It's great to know that his professionalism and calm approach during technical challenges helped build your confidence in working with State Farm. We truly appreciate your trust and look forward to continuing to serve you!"
Wonho Kim
July 31, 2025
"I was very impressed with the professionalism at this agency. I needed to clarify some important details in my policy, and Jin Noh provided outstanding support. They were thorough in their research and gave me a clear, well-explained answer. It's reassuring to have an agent who is so diligent and responsive. Excellent service all around."
"Thank you so much for your kind words! We're thrilled to hear that Jin Noh provided you with thorough, clear, and professional support. It's our goal to ensure every client feels confident and well-informed about their policy. We truly appreciate your feedback and look forward to continuing to serve you with the same level of excellence."
Corey R.
July 25, 2025
"Jin really helped me out today with excellent customer service and good advice. So far switching to State Farm was a great decision."
"Hi Corey, thank you for taking time to leave such a nice review! Appreciate your business and look forward to working with you more in the future! "
James Deal
July 16, 2025
"Rose was very helpful and gave great suggestions to help get me a great price for renters insurance at my new place. A good experience all around."
"James, thank you so much for your review! We appreciate you trusting our office with your insurance needs! Do not hesitate to reach out if you need anything. "
Alice Louie
June 19, 2025
"We've been a customer of Joseph DeWaard's State Farm Insurance for the past 4-years. He and his team have taken care of us with our home and auto insurance. Most recently, we've been working with Account Manager, Jin Noh who helped us update our insurance policy and answered our questions on getting additional coverage. We've been very pleased with their knowledge and customer service."
"Alice, we really appreciate your loyalty to our office and you taking the time to review your experience! We look forward to continuing our partnership and serving you the best we can with your insurance needs. "